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What are Some Common Disability Questions?

Each and every year there are thousands of disability claims made by Ontario residents who have been involved in accidents or have received some form of injury. While it is natural to believe that the system works for every person every time, the truth is that the Ontario disability system is fraught with problems that can leave some people without the help they need.

If you are getting ready to file a disability claim in the province of Ontario, then there are some questions you should ask a lawyer that will help you try and get the coverage that you are looking for. When you have the answers to your basic questions, then you are better equipped to handle the problems that can occur when your claim is denied.

Why Was My Claim Denied?

This would be the most common question asked by people who did not get the help they were expecting from the Ontario government or disability insurer. Unfortunately, the answer is not simple, nor is there any single, uniform answer to this question. In some cases, your claim is denied because of the kind of claim you have filed. If you are experiencing mental distress as the result of an accident, then you may feel that you have what you need to file a claim. But even with a doctor's report in your corner, the government may deny this kind of claim. Each claim is handled on an individual basis, and the reasons for denial can vary significantly.

What Kind Of Payment Can I Expect?

Your payment may vary depending on your condition or the amount you have contributed to the government or disability insurer. Once again, there is no easy to grasp rule on how much you will get paid if your disability claim is approved. Your payment could range from a few hundred dollars a week to a thousand dollars or more a month. The frequency and type of payment will also vary depending on how the government or disability insurer classifies your disability.

When Should I File My Claim?

In the province of Ontario, anyone who is expected to suffer from a mental or physical condition for several months or more is encouraged to apply for disability benefits right away. You can enhance your chances of getting your claim approved if your condition prevents you from working and functioning within your community in the capacity you are used to. Once you have filed a claim, the next step is to go through a number of medical tests that the government or disability insurer will use to make its determination. To make sure the process gets started immediately, you should file your claim as soon as you are physically able.

Will I Qualify For Government Income Support?

The Ontario Disability Support Program was developed to help people on disability meet their financial obligations. In order to qualify for the program, you must have an approved disability claim and your household income must meet the requirements set forth by the program.

Filing a disability claim in Ontario can be frustrating. The best course of action is to get a lawyer involved early in the process and avoid having to deal with the frustration on your own.


For assistance with a personal injury and/or insurance claim, please email David Himelfarb at or call 1-855-446-7765, for a free case evaluation.

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